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:root{--color-bg:#f5f8fc;--color-surface:#fff;--color-surface-alt:#e5eef7;--color-text:#082745;--color-text-soft:#2f4f6e;--color-brand:#0e508d;--color-brand-strong:#073966;--color-border:#b0c7de;--color-focus:#0e508d;--radius-lg:20px;--radius-md:14px;--shadow-soft:0 20px 40px #0e508d1f}*,:before,:after{box-sizing:border-box}html,body{margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-manrope), "Segoe UI", sans-serif;background:radial-gradient(circle at 10% 0%, #cde0f4 0%, transparent 46%), radial-gradient(circle at 90% 16%, #cfdef1 0%, transparent 34%), var(--color-bg);color:var(--color-text);line-height:1.5}a{color:inherit}.page-shell{min-height:100vh}.container{width:min(1120px,92vw);margin:0 auto}.topbar{z-index:60;background:radial-gradient(circle at 10% 0,#cde0f4 0%,#0000 46%),radial-gradient(circle at 90% 16%,#cfdef1 0%,#0000 34%),#f5f8fc;border-bottom:1px solid #a6c2da85;padding:10px 0;transition:background .24s,border-color 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p{color:#6c7f95;font-size:.9rem;line-height:1.56}.inline-cta{text-align:center;margin-top:20px}.flow-head{text-align:center;max-width:860px;margin:0 auto 22px}.flow-head p{letter-spacing:.08em;text-transform:uppercase;color:#5d87ad;margin:0 0 8px;font-size:.68rem;font-weight:700}.flow-head h2{letter-spacing:-.03em;color:#1f2f43;margin:0;font-size:clamp(1.9rem,3.8vw,2.8rem);line-height:1.04}.flow-head span{color:#6d8097;margin-top:12px;font-size:.95rem;line-height:1.62;display:block}.scale-section{background:#f4f6f8;border-radius:16px;padding:34px 40px}.scale-top{grid-template-columns:1fr 1fr;align-items:center;gap:30px;margin-bottom:28px;display:grid}.mini-kicker{letter-spacing:.06em;color:#5c86ad;text-transform:uppercase;margin:0 0 10px;font-size:.64rem;font-weight:700}.scale-top h2{letter-spacing:-.03em;color:#1f2f43;max-width:12ch;margin:0;font-size:clamp(1.75rem,3.3vw,2.85rem);font-weight:600;line-height:1.04}.scale-top>p{color:#74859b;justify-self:start;max-width:40ch;margin:6px 0 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path{stroke:#08569f;stroke-width:1.8px;stroke-linecap:round;stroke-linejoin:round}.contact-muted{color:#e6f3fee6;font-size:.83rem;line-height:1.5;display:block}.contact-muted a{font-size:.83rem;font-weight:600}.contact-small{color:#e1eefae6!important;margin-bottom:6px!important;font-size:.8rem!important}.contact-links{flex-wrap:wrap;justify-content:center;align-items:center;gap:20px;margin-top:14px;display:flex}.contact-links a{color:#f2f8ff;text-underline-offset:3px;font-size:.86rem;font-weight:600;text-decoration:underline}.contact-links a:hover{opacity:.88}.faq-list{gap:10px;display:grid}.faq-item{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:12px 14px}.faq-item summary{cursor:pointer;justify-content:space-between;align-items:center;gap:14px;font-weight:700;list-style:none;display:flex}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";color:#0e508d;border:1px solid #bdd0e1;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:24px;height:24px;font-size:1rem;font-weight:700;display:inline-flex}.faq-item[open] summary:after{content:"−"}.faq-item p{color:var(--color-text-soft);margin:8px 0 0}.footer{border-top:1px solid var(--color-border);background:#f8fbff}.footer-inner{justify-content:space-between;align-items:center;gap:14px;min-height:78px;display:flex}input:focus-visible,button:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid var(--color-focus);outline-offset:2px}@media (max-width:940px){.topbar{padding:8px 0}.topbar-inner{flex-wrap:nowrap;row-gap:0}.top-nav,.topbar-cta{display:none}.mobile-menu{display:block}.topbar-spacer{height:86px}.brand img{height:36px}.hero-grid,.steps-grid,.contact-grid,.scale-top,.scale-features,.why-open-grid,.why-card-wide{grid-template-columns:1fr}.scale-section{padding:26px 22px}.contact-hub{padding:24px 20px 20px}.hero-copy{padding-bottom:0}h1{max-width:14ch;font-size:clamp(1.9rem,8.2vw,3.1rem)}}@media (max-width:680px){.partner-logos{gap:18px}.partner-logos img{height:28px}.partner-logos img.bank-logo-ph{height:34px}.topbar-inner{gap:10px}.topbar-spacer{height:84px}.brand img{height:34px}.contact-links{flex-direction:column;gap:10px}.footer-inner{text-align:center;flex-direction:column;justify-content:center;padding:16px 0}.hero-actions{width:100%}.hero-actions a{flex:1}}